Attorneys for Land Use,
Property and Business Law

Partners to Religious Organizations, Property Owners and Businesses

Financial Institutions

Preparing for a Possible Recession

  • June 23, 2022
  • by John Stoddard

Charlie Scharf says there is “no question” we’re headed into an economic downturn and likely a recession. Jamie Dimon says to “brace yourself” for an economic hurricane.  Elon Musk has a “super bad feeling” about the economy.  (Even though Elon thought we’d have zero Covid cases […]

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Will Upcoming Changes from Credit Reporting Agencies on Medical Debt Actually Make Things Worse?

  • March 29, 2022
  • by John Stoddard

Equifax, Experian, and TransUnion, the three major consumer credit reporting agencies, recently announced that as of July 1, 2022, they will make changes to the way medical collection debt is reported. These changes may provide some initial benefits to consumers. But it’s unclear whether they […]

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How to Get Your Business Ready for the Next Round of Financial Distress

  • March 4, 2022
  • by John Stoddard

I’ve written previously about the likely increase in delinquencies and bankruptcies coming this year, but the numbers have yet to back up that prediction.  In 2021, according to the American Bankruptcy Institute, consumer bankruptcies decreased by 24%, commercial bankruptcies decreased by 31%, and Chapter 11s […]

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A Surge of Collections and Bankruptcies in 2022?

  • January 17, 2022
  • by John Stoddard

Many of us who monitor the economy for signs of repayment distress were certain in early 2020 that the pandemic would result in a dramatic increase in consumer and commercial collections and bankruptcy filings.  Some bankruptcy firms even hired additional lawyers in anticipation of the […]

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Zana Tomich Named a “Go-To” Business Lawyer by Michigan Lawyers Weekly

  • January 4, 2021
  • by Emily

Media Contact: Barbara Fornasiero; EAFocus Communications;; 248.260.8466 Detroit—December 30, 2020—Zana Tomich, co-founder of Detroit-headquartered law firm Dalton & Tomich PLC, has been named a Michigan “Go-To” Lawyer for Business by Michigan Lawyers Weekly.  The publication’s “Go-To” Lawyer honor spotlights Michigan lawyers who are leaders […]

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Homeowners’ attempt to declare foreclosure proceeding untimely fails

  • November 27, 2020
  • by Admin

  Most if not all mortgage agreements contain a debt acceleration clause. That clause allows the bank to declare the entire balance due upon the occurrence of an event—like the failure to make a payment. In Akouri v. Comerica Bank, one of the questions addressed […]

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Detroit Land Use & Zoning

  • November 15, 2016
  • by Daniel P. Dalton

In addition to the land use and zoning work that we do for religious organizations around the United States, and the donation and collection bin cases wherein we have successfully asserted First Amendment Free Speech claims, we have been working with local property owners and […]

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Michigan Court of Appeals Affirms Assigned First Mortgage Priority Over Condo Liens

  • November 14, 2012
  • by Zana Tomich

A recent decision by the Michigan Court of Appeals provided some relief to the financial services industry by holding that a first mortgage of record has priority over a later recorded lien to secure unpaid condominium dues, even though the mortgage was assigned after the […]

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Before Foreclosing, Financial Institutions Must Ensure Interest is Properly Recorded

  • June 19, 2012
  • by Admin

A recent decision from the Michigan Court of Appeals makes one thing clear for all financial institutions initiating foreclosure proceedings: Make sure you follow the rules and have the necessary documentation before you start a foreclosure proceeding. In Everbank v. Hikmat Zeer, the Court of […]

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Michigan Court of Appeals: Filing Suit Does Not Toll Right of Redemption Period

  • May 2, 2012
  • by Admin

The Michigan Court of Appeals has held that, after foreclosure proceedings and a sheriff’s sale, filing suit against a mortgage company does not serve to toll the six-month statutory right of redemption period. The Court of Appeals announced today its unpublished decision in Nadia Awad […]

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About Us


The attorneys of Dalton & Tomich, PLC have the experience and the knowledge to work with you to develop a legal solution that helps accomplish your goals. Our collaborative approach has helped leaders like you grow businesses and banks, develop and expand churches, and build nonprofit organizations nationwide.