Business, Financial & Land Use and Zoning law throughout the United States
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The attorneys of Dalton & Tomich represent leading businesses, religious organizations and financial institutions throughout the nation in the area of complex litigation, general counsel and land use matters, including:
We have diverse legal backgrounds with varying religious, business and practical experiences to go along with personal and professional interests that have made us leaders in our own communities. These backgrounds give us a better appreciation for the myriad of legal problems that banks, businesses, individuals, and religious organizations such as churches, temples, synagogues, mosques and other religious organizations confront on a daily basis.
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The Consumer Financial Protection Bureau (CFPB) recently issued a bulletin, CFPB Bulletin 2013-12, to provide guidance in implementing some of the 2013 Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA) Servicing Final Rules. As the end of the year approaches, it should be noted that the 2013 RESPA and TILA Final Rules take effect on January 10, 2014. The Bulletin addresses the following rules: 1. Policies and procedures servicers must maintain regarding the identification of and communication with any successor in interest of a deceased borrower with respect to the property secured by the deceased borrower’s mortgage loan. 2. Communication with borrowers under the Early Intervention Rule. 3. Servicers’ obligation to provide certain notices/communications to borrowers... [Read More]
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